A bill to stop mortgage transactions which operate to promote fraud, risk, abuse, and under-development, and for other purposes.

STOP FRAUD Act

California Foreclosure's Hardest Hit Zip Codes

Since 2006 we have auditing and reporting mortgage fraud and predatory lending in our area, the Antelope valley to ALL related Local, Federal and State Agencies* and the ONLY responces we got were: "this is not our jurisdiction" "this is civil matter" there is no fraud" "we are still researching applicable laws" "you signed it , it's your fault" "is this a report from that crazy guy from Avenue S" "that's how loans really are" "sorry to hear your problems, we cannot help" and the list of denial goes on.

S.1222

Please download and distribute to as many homeowners as possible. Tell them not to walk away, stay in their homes.

 Today, we need more Thomas Paines and a few other good men like him as our freedoms and wealth have been stripped away at  an ever increasing pace by a government which has long ago become unresponsive to serving the citizens and serves the monied elite with unconstitutional policy,  laws, codes and decrees.  As we see our freedoms sacrificed in the name of security and our wealth sacrificed to bail out those who created the financial crisis it should be abundantly clear that our government has become unresponsive to the citizens and long ago lost sight of the vision and intent of our founders.

You don’t owe it — you only think you do and THEY want to keep you thinking that way so you’ll sign a new deal (”modification”) and release your defenses and claims. Your “lender” was paid in full by the mortgage wholesaler, who was paid by the investment banker and investors who were bailed out by insurers and the Federal Government with your own tax money. There is no debt left. Zero.

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Go over your loan documents for any violations of the FNMA FannieMae) guidelines, which is not only the vast majority of all mortgages, but is also used as an industry standard. Any violations (FRAUD), means the lender must buy back the loan.